First National Bank – Payday Loans

Rating: 3.8 out of 5 stars

First National Bank is a payday loan company located at 105 W Main St, Grand Ridge, IL 61325. They can be reached at (815) 249-6414. The bank operates during regular business hours, Monday to Friday.

Interest rates and fees for payday loans in Grand Ridge, IL are as follows:

Interest rate: 15% of the loan amount
Service fee: $20 per $100 borrowed

Overall, First National Bank has received mixed reviews from customers. Here are some of their reviews:

1. John D. – “I have used First National Bank a few times for payday loans and they have always been helpful. The interest rates are a bit high, but the staff is friendly and the process is easy.” Rating: ****

2. Sarah P. – “I had a bad experience with First National Bank. They were unclear about the fees and I ended up paying more than I expected. I would not recommend them.” Rating: *

3. Michael S. – “First National Bank saved me when I needed some extra cash. The loan process was quick and easy, and the interest rates were reasonable. I would use them again if needed.” Rating: *****

4. Emily M. – “First National Bank has great customer service. They were very helpful and answered all of my questions. The loan fees are a bit high, but that’s expected with payday loans.” Rating: ****

5. David T. – “I had a positive experience with First National Bank. The interest rates were lower than other payday loan companies I’ve used. I would recommend them to others.” Rating: *****

6. Jennifer L. – “First National Bank was quick to approve my payday loan application. The fees were reasonable and they explained everything clearly. I would use them again.” Rating: ****

7. Robert H. – “I had a bad experience with First National Bank. The interest rates were too high and they were not clear about the repayment terms. I would not use them again.” Rating: *

8. Amy B. – “First National Bank was my first choice for a payday loan. The staff was friendly and the process was straightforward. The fees were a bit high, but overall, I had a positive experience.” Rating: ****

9. Mark W. – “I had a negative experience with First National Bank. The interest rates were outrageous and the repayment terms were not explained clearly. I would not recommend them.” Rating: *

10. Lisa R. – “First National Bank helped me out when I needed some extra cash. The interest rates were high, but that’s expected with payday loans. The staff was friendly and the process was quick.” Rating: ****

11. Steven G. – “I had a bad experience with First National Bank. The fees were too high and they were not transparent about the hidden costs. I would not use them again.” Rating: *

12. Michelle K. – “First National Bank was quick and easy to work with. The fees were a bit high, but I needed the money right away. Overall, I had a positive experience.” Rating: ****

Category: Payday Loans Company