FAQ
Q: What is a payday loan?
A: Payday loans are short-term loans issued online around the clock. In order to apply for funds, in most cases, it is enough to submit an application via the Internet.
Q: What loan amounts are available to me?
A: Available online loans in the amount of:
- $ 200.00 – $ 500.00;
- $ 500.00 – $ 1,000.00;
- $ 1,100.00 – $ 2,500.00.
Q: How to apply for payday loans?
A: To fill out an online application, you need to select the amount and term of the loan on the website, click the “Get Started” button. The system will offer to fill out an application and choose a method of receiving funds. They are issued only to a personal registered bank card. After filling out the application and checking the data with the referral system, you will receive an email with a decision on the loan application. Open loan data will also be available in your personal account.
Q: How quickly will my loan application be processed?
A: You will see the result in about a minute after the end of the application. In some cases, extra time is required to make a decision. The specialists will contact you using the phone numbers that you indicated in the application.
Q: How quickly will the money be deposited?
A: The most expeditious methods of receiving funds are a bank card (funds are transferred instantly after the loan is approved) and receiving cash through the referral system. The speed of crediting funds to your bank account depends on the speed of your bank service and can range from 1 to 3 business days.
Q: I have a bad credit history. Can I get a payday loan?
A: Yes, you can. Lending companies regularly issue payday loans to clients with bad credit history. Lending companies operating under this referral service work closely with credit bureaus, but the decision to provide funds is made according to their own algorithm.
Q: I recently turned 18 years old. May I become your client?
A: There really are no age restrictions. You can get a loan if you are over 18 years old. There are no additional restrictions, as in some banks.
Q: Do I have to leave something as a security deposit in order to receive money?
A: No, we do not take anything as collateral.
Q: I have a valid loan. Will they issue me another one?
A: The decision to issue a loan is made based on the results of the reviewing. The presence of a valid loan does not affect the results of the check.
Q: Do you have hidden fees and interest? What is the total cost of the loan?
A: No, there won’t be any commissions. The total cost of the loan is indicated in the loan agreement and does not exceed the maximum allowable value established by the central bank.
Q: How to pay off the loan?
A: If you took a loan on a card out, you can pay for it in your personal account on the website, by bank details, or through ATMs. If you took out a loan in cash, then the same payment methods are available to you as for a loan online, as well as in cash in the department.
Q: I paid off the loan. When can I submit a new application?
A: You can submit a new application immediately after full repayment.
Q: How to qualify for a loan?
- Be at least 18 years old;
- Be a U.S. citizen;
- Be employed and have a reliable source of income;
- Have a checking account;
- Have a valid email address and phone number.
Q: Where do you operate?
A: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming
Q: Where do not you operate?
A: Arkansas, West Virginia, New York, Vermont