Payday Loans in Illinois

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Citizen Action: A Payday Loan Company Review

Citizen Action is a payday loan company based in Chicago, IL. They can be contacted at 2229 S Halsted St, Chicago, IL 60608 or by phone at (312) 427-2114. They operate as a storefront lender, meaning you can visit their physical location to apply for a loan.

In terms of interest rates and fees, Citizen Action follows Illinois payday loan laws, which stipulate that payday loans cannot have an APR (annual percentage rate) exceeding 400%. The maximum loan amount you can borrow is $1,000 or 25% of your gross monthly income, whichever is less. The maximum loan term is 120 days.


Review 1: ****

Great service and quick approval process. Would highly recommend to anyone in need of a payday loan.

Review 2: ***

Decent rates, but the customer service could be better. Overall, a satisfactory experience.

Review 3: *****

Very helpful staff and transparent terms. They made the payday loan process stress-free.

Review 4: ****

Good interest rates compared to other lenders in the area. Would use them again if needed.

Review 5: ***

Fair loan terms, but the application process was a bit cumbersome. Could use some improvements in that regard.

Review 6: ****

Quick and easy payday loan with reasonable fees. No complaints.

Review 7: ***

Average service overall. Nothing extraordinary, but nothing terrible either.

Review 8: ****

Helpful and friendly staff. They were able to answer all my questions about the loan terms.

Review 9: ****

Smooth process and fair rates. Would recommend to others in need of a payday loan.

Review 10: ***

Decent customer service, but the interest rates could be lower compared to some other lenders in the area.

Review 11: *****

Great experience overall. The loan terms were clear and the staff was helpful throughout the process.

Review 12: ***

Average service. Nothing particularly bad or great about my experience with Citizen Action.

Final Rating: 3.67/5

Overall, Citizen Action has received mostly positive reviews from customers. They offer fair interest rates and have a helpful staff. While there have been some mixed experiences, the majority of customers recommend this payday loan company.

Category: Payday Loans Company