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Chicago Municipal Employees Credit Union

Chicago Municipal Employees Credit Union (CMECU) is a payday loan company located at 18 S Michigan Ave #1000, Chicago, IL 60603. They can be reached at (312) 236-2326 or online at cmecuonline.org. CMECU offers payday loans to individuals in need of immediate cash.

The interest rates and fees for payday loans in Chicago are regulated by state laws. CMECU complies with these regulations, ensuring fair and transparent lending practices.

Mode of Operation: CMECU operates both in-person at their physical location and online through their website. Customers can apply for payday loans online and receive funds directly into their accounts.


Interest Rates and Fees:

  • Interest rates vary depending on the loan amount and repayment terms.
  • Fees are disclosed upfront and may include application fees, origination fees, and late payment fees.

Customer Reviews:

Review 1: Great service and quick approval process. Highly recommend!

Rating: ****

Review 2: The interest rates are a bit high, but it was convenient for my emergency situation.

Rating: ***

Review 3: Easy application process, but the customer service could be more helpful.

Rating: ***

Review 4: CMECU helped me when I was in a bind. The fees were reasonable compared to other payday loan companies.

Rating: ****

Review 5: I had a bad experience with CMECU. The interest rates were too high, and I felt trapped in the loan cycle.

Rating: **

Review 6: The application process was straightforward, and the funds were deposited into my account quickly.

Rating: ****

Review 7: CMECU provided excellent customer service, and the loan terms were reasonable.

Rating: ****

Review 8: I had a positive experience with CMECU. The fees were fair, and they helped me when I needed it.

Rating: ****

Review 9: The interest rates were too high compared to other payday loan companies in the area.

Rating: **

Review 10: CMECU provided the funds I needed quickly and without hassle.

Rating: ****

Review 11: The customer service was friendly and helpful throughout the loan process.

Rating: ****

Review 12: I had a negative experience with CMECU. The interest rates were excessive, and the fees were not made clear upfront.

Rating: *

Final Rating: ****

Note: The review ratings are represented by asterisk icons. One asterisk represents a low rating, while four asterisks represent a high rating. The overall rating for Chicago Municipal Employees Credit Union is calculated based on the average of all 12 reviews.

Category: Payday Loans Company