For only a minimal amount, you can start a First National Bank savings account and earn a competitive interest rate. Open a savings account for any number of good reasons; a nest egg for yourself, a special vacation fund, money for home real estate taxes, or for the education of your children or grandchildren.
Minimum Balance to earn APY
*APY = Annual Percentage Yield. APY is accurate as of 2/8/2018. Rates subject to change without notice. Call for current rates. A withdrawal will reduce earnings. Fees could reduce earnings. The rate may change after account is opened.
Round Up Savings
This program allows FNB customers to add money to their savings accounts every time they use their debit cards. Customers make purchases with their debit cards. When they look at their statements, they will see the purchase they made as well as an amount that was rounded up from that purchase and transferred to their savings account.
For example, if a customer makes a debit card purchase of $10.50, then the customer will see that amount being debited from their checking account along with a debit of $0.50 that has been automatically transferred to their savings account. Customers may visit any of our 9 locations to sign up for the program.
First National Bank Christmas Club Account
Make your holiday season more enjoyable and worry-free with our Christmas Club accounts! By saving in manageable weekly payments of your choice between $5 and $40, you can have the money available when you need it the most. Christmas Club accounts earn 1.00% APY*. You may open a Christmas Club account between November 1 and February 1 of every year.
*APY = Annual Percentage Yield. Rate is effective 11/1/2017 and subject to change without notice after account opening. Interest will be paid on the face value of the club. Face value is determined on the equivalent of 50 installments of the requested amount. Interest will accrue daily, and will be paid out annually in October. A $5.00 fee will be assessed if club is closed before the October payout. If there is $6.00 or less in the club prior to the October payout, the amount will be forfeited. If first payment is not made by February 1 of each year, the club will automatically close. Minimum balance of $5.00 required to open the account. Fees may reduce earnings. Withdrawals may reduce earnings.
First National Bank Summer Savings Club Account
You’ll be on your way to the vacation spot of your dreams when you open a First National Bank Summer Savings Club account. By saving in manageable weekly payments of your choice from $5 to $40, you can have the money available when you need it most. And, if you make 49 timely deposits, the bank will pay the 50th installment for you…absolutely free.
You may open a Summer Savings Club between June 1 and September 1 of every year.
Learn more about the First National Bank Christmas Club Account by visiting one of our nine locations: Staunton, Livingston, Benld, Mt. Olive, Troy, Maryville, Holiday Shores, Bethalto and Hamel. You can also contact us for more information.