Starting November 1, 2019, ATMs at select Associated Bank locations can be used by First National Bank customers without an access or surcharge-fee. You'll be able to use your First National Bank debit and ATM cards at the following Associated Bank ATMs surcharge-free: Alton, Belleville (Downtown and West), Columbia, East St Louis, Fairview Heights, Glen Carbon and Millstadt.
Following conversion and activation of your Associated Bank Debit Card mid-February 2020, you will have surcharge-free access at All Associated Bank ATMs and the extensive MoneyPass network of ATMs, with more than 30,000 surcharge-free locations nationwide.*
Are you looking for more than your standard checking account? Look no further than First National Bank's Value Checking account. The Value Checking account is an interest-bearing checking account with up to $12 in ATM fees reimbursed per statement cycle and unlimited check writing.
Requirements per statement cycle:
- At least 8 debit card transactions (not including ATM withdrawals)
- Minimum of 1 direct deposit or 2 ACH debits (includes Bill Pay)
- Online statements
- Access your Value Checking account through First National Bank's Online Banking or the FNB mobile app at least once
Minimum balance to earn APY
First Class Checking
- Free Personalized Checks
- Accidental Death &
- Unlimited Checking
$50,000 + over
Money Market Plus
$95,000 + over
To open a checking account, you must have a legal form of identification such as a driver's license, passport, military ID or a state-issued ID. You must also know your social security number. $100 minimum balance to open accounts. Fees could reduce the earnings on account. Rates effective 11/1/2019 and subject to change without notice.
We have nine convenient locations in Illinois: Staunton, Bethalto, Troy, Maryville, Holiday Shores, Benld, Livingston, Mt. Olive, and Hamel. You may visit any of those locations to open a checking account, or you can call your local branch to further discuss First National Bank's checking accounts.
Instant Issue Debit Cards - Open a checking account and walk out with your debit card on the same day! Available at the Staunton, Bethalto, Maryville, Mt. Olive, and Hamel First National Bank locations.
If you have any questions concerning compromised debit cards, please visit our FAQ.
VISA Checkout - Pay online the easier way by enrolling in VISA Checkout and your First National Bank in Staunton VISA debit card.
- Pay with a single login from any device. No more entering the card number, expiration, or CVV number to complete the transaction. It's already saved for you!
- Guard your data behind multiple layers of security.
- Best of all, this new service is free!
Round Up Savings - Looking to pad your Savings account a little more each month? Then sign up for Round Up Savings! This program allows FNB customers to add money to their savings accounts every time they use their debit cards. Customers make purchases with their debit cards. When they look at their statements, they will see the purchase they made as well as an amount that was rounded up from that purchase and transferred to their savings account.
For example, if a customer makes a debit card purchase of $10.50, then the customer will see that amount being debited from their checking account along with a debit of $0.50 that has been automatically transferred to their savings account.
Customers may visit any of our 9 locations to sign up for the program.
Reorder Checks - You may reorder checks via our website at any time.
*Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. Balance inquiry and international fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates.
**.90% APY (annual percentage yield) on balances up to $15,000 - if requirements are met per statement cycle. The rate decreases on the balance portion above $15,000 to the current NOW account rate. If requirements aren't met during a statement cycle, the rate is decreased to the current NOW account rate. If online statements are not selected, the account will be charged $2.50 per month and ATM fees will not be reimbursed. A $1.50 fee will be assessed if statement images are selected. Fees could reduce earnings. Rates effective 11/1/2019. Rates are subject to change without notice. The rate may change after the account is opened. $100 minimum deposit to open an account.