Our business checking account is designed to accommodate large businesses. An account analysis may be required and could be subject to a monthly fee. Contact an account representative for more information.
Basic Business 101 Checking
This account is designed to accommodate small businesses that typically have less than 150 items processed per month and keep a minimum balance of $500.00.
A complimentary order of a basic check style will be provided.
A $5.00 minimum balance fee will be assessed if balance falls below $500.00.
A $.30 per item fee will be assessed for items in excess of 150. Items would include all paper debits, credits and deposited items. A per item fee would not be accessed for any electronic activity.
We have nine convenient locations in Illinois (Staunton, Benld, Bethalto, Troy, Maryville, Livingston, Mt Olive, Hamel and Holiday Shores) for you to open your Basic Business 101 Checking Account.
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The unlawful Internet Gambling Enforcement Act (UIGEA) of 2006 prohibits any commercial account in engaging in an Internet gambling business. This includes, but is not limited to, transactions via Online Banking, debit or ATM cards, credit cards, wire transfers and check writing. Transactions financing wagers of unlawful Internet gambling will be blocked from the account. Pursuant to the UIGEA of 2006, the bank will not be liable for any damages if a transaction is blocked. New commercial customers will be required to certify at account opening that they do not engage in an Internet gambling business. You may contact any customer service representative for more information.