Higher interest on a Checking Account plus up to $12 in ATM charges reimbursed per statement cycle.
Requirements per statement cycle:
- At least 8 debit card transactions, (not including ATM withdrawals)
- Minimum of 1 Direct Deposit or 2 ACH Debits (include Bill Pay)
- Online Statements
- Access your Value Checking account through First National Bank Internet Banking at least once
- $100 minimum deposit to open an account
- Unlimited Check Writing
1.77% APY (annual percentage yield) on balances up to $15,000 - if requirements are met per statement cycle. Rate changes on balances over $15,000. If requirements aren't met during a statement cycle, interest is paid at a lesser rate. If online statements are not selected, the account will be charged $2.50 per month and ATM fees will not be reimbursed. Rates are subject to change without notice.
Attention 2013 High School Graduates: Open a Value Checking Account* by October 31, 2013 and First National Bank will deposit the first $25 into your account!
*Personal accounts only. Must be a 2013 High School graduate (if under 18 years of age—need parent or guardian on the account). $100 minimum deposit to open ($75 + $25 from FNB). Our gift to you will be deposited when the account is opened. You must reference our website at the time of account opening to receive the $25. This offer applies to new accounts. If online monthly account statements are not selected, the account will be charged $2.50 per month and ATM fees will not be reimbursed. Account must remain open for 1 year or the $25 will be surrendered. Member FDIC. Equal Housing Lender. Offer expires October 31, 2013.
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||Minimum Balance to earn APY
|First Class Checking
- Free Personalized Checks
- Accidental Death & Dismemberment
- Unlimited Checking
$50,000 + over
|Money Market Plus
$95,000 + over
|No interest paid
To open a checking account you must have a legal form of identification which could be a driver's license, passport, military ID or a state issued ID. You must also know your social security number. Fees could reduce the earnings on account. Rates effective 4-2-2013 and subject to change without notice.
Instant Issue Debit Cards - Open an account today and walk out with your debit card today. Available at the Staunton, Bethalto, Maryville, Mt. Olive, and Hamel First National Bank locations.
Turning Your Debit Card On/Off - Use the First National Bank in Staunton mobile app to turn your debit card on or off. This feature lets you take control of your First National Bank Visa® Debit Card and protect against unauthorized use. If you have misplaced your card, turn it to the OFF position. If you find it, and feel your account has not been jeopardized, turn it back ON and continue to use your card. If you use your card infrequently, or are traveling without your card, turn it OFF. Then turn it on when you are ready to use. You are in control. Your mobile app shows you whether your card is ON or OFF!
Turning your card OFF only impacts future debit card (point of sale and ATM) transactions. Any previously authorized transactions will be paid, and any recurring transactions you had previously set up will still occur. Turning your card OFF will not affect your checks, mobile or internet transfers, bill payments, or any other type of transactions in your account(s).*
If you have any questions concerning this mobile app feature, please contact us.
*In all situations it is your responsibility to review activity in your accounts for propriety and to assure that any scheduled or recurring transactions occur when your card is OFF.
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