Privacy Policy

IMPORTANT INFORMATION ABOUT YOUR PRIVACY

FIRST NATIONAL BANK IN STAUNTON
CONSUMER PRIVACY NOTICE

We Will Protect the Confidentiality of Your Information

At First National Bank in Staunton, your privacy is important to us. We only collect and use the information we need to deliver the high level of customer service you have come to expect, including informing you about our products, services and other opportunities, and to administer our business. We are providing you with this notice in compliance with federal law and to inform you of the information we collect and how we use that information.

This notice describes nonpublic personal information that we provide to other companies that are affiliated with us ("affiliates") and to other companies that are not our affiliates ("nonaffiliated third parties").

Nonpublic Personal Information means information about you that we collect in
connection with providing a financial product or service to you. Nonpublic
personal information does not include information that is available from public
sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us,
or a company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.

INFORMATION WE COLLECT FROM YOU
In the course of doing business with you, we collect certain "nonpublic personal information" about you in order to provide you with the products and services you need. This information includes:

• Identifying information such as name, address, and social security number;
• Application information such as assets and income;
• Transaction information such as account activity, account balances, and/or purchases relating to deposit and loan accounts; and
• Consumer report information such as credit history.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
It is our policy NOT to disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
If you decide to close your account(s), we follow the privacy policies and practices as described in this notice.

OUR SECURITY PROCEDURES
We will safeguard according to strict standards of security and confidentiality, any information you share with us. We will permit only authorized employees, who are trained in the proper handling of customer information, to have access to your information. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

First National Bank in Staunton also maintains a partnership with Digital Insight to provide encryption, firewalls, and secure servers to assure appropriate security for our Online Banking. You can learn more about these security features by accessing www.diginsite.com/security and clicking the appropriate link at the bottom of the Online Banking registration screen.

PROVIDING PRIVACY INFORMATION TO CUSTOMERS AND RESPONDING TO INQUIRIES
First National Bank in Staunton provides a copy of this policy when we establish a customer relationship with a consumer, and thereafter on at least an annual basis. This policy is also available on our website at www.fnbstaunton.com. Customers who have questions about the Privacy Policy or about the privacy of their customer information should call First National Bank in Staunton at 618-635-2234; or write to us at First National Bank in Staunton, 115 S Elm Street, PO Box 59, Staunton, IL 62088; or email us at mainbank@fnbstaunton.com. Please include your name and how we may contact you. Please do not include account information in the message.